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American Commerce is rated “A+” (Superior) by A.M. Best.
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Automobile Coverage
The best protection wherever you go.
American Commerce offers a complete line of auto and specialty vehicle products to satisfy your varied needs, including:
 Going the Extra Mile
American Commerce works hard to provide the extra benefits that you want most. In addition to our superior 24/7 claims handling and outstanding customer service, American Commerce has gone above and beyond the basics to provide you with exceptional additional coverage options:
 AutoMaster Plus
Available for automobiles insurance on our standard policy, providing extended protection and benefits. Coverage includes laptop computer, cell phone and child safety seat replacement; pet injury, glass chip and personal belongings coverage; death benefits and more.
Peace of Mind
Package
An optional upgrade that provides immediate accident forgiveness from day one, an instant deductible credit, and the ability to reduce your deductible up to $500 for staying accident free.
New Car Enhanced Coverage Option
American Commerce will replace the vehicle with one of the same make and model in the event of a total loss. Qualifying vehicles must meet model year eligibility requirements.
Towing and Rental Reimbursement Option
Helps cover the expenses of reasonable towing charges or a rental car while yours is inoperable or being repaired after a claim.
More Ways to Reduce Your Rates
American Commerce offers plenty of discounts and credits that can help to reduce your premium. Speak with your agent to determine whether you qualify for any of the following discounts and credits:
American Commerce also offers additional savings for vehicles with passive restraint, airbags, anti-lock brakes and particular anti-theft devices.
Depend on Your Agent
Your agent will help you to understand your coverage options, allowing you to make an informed decision as to the best available options that will meet your needs. You can trust that your agent will make your insurance buying process as simple as possible, keeping your best interests in mind. Locate an American
Commerce Agent nearest you and obtain a quote today.
Note: Coverages are subject to policy terms and conditions. Limits, exclusions and deductibles may apply. Coverages, credits and discounts vary by state and may not be available in every state. Discounts and credits may not apply to all coverages or vehicles.
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