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Umbrella Coverage...

Because lawsuits can be outrageously expensive and accidents are unpredictable.

Your standard auto, home or boat insurance policy is designed to protect you against liability losses in most situations. But what about those freak accidents or other unexpected occurrences? You know, those things that will never happen but all too often do… Protecting yourself with umbrella coverage is a step in the right direction.

Why do I need umbrella coverage?

Whether you’re just starting out in a career, beginning a family or getting ready for retirement, Umbrella Insurance can protect you through all stages of your life because you can never predict the unpredictable!

What if someone dies in an automobile accident and your son/daughter is at-fault?
Imagine if your dog bites one of the neighbor kids.
What if a neighbor or guest trips and falls on your property and receives a permanent disability?
What if the kids disobeyed your warnings about playing with matches and accidentally lights a building or a forest on fire?

All of these scenarios can and do occur on a regular basis. Can you afford a million dollar lawsuit? Most of us can’t, and that’s why Umbrella protection is a smart investment.

What are the advantages of an Umbrella?

Provides an extra layer of protection. With umbrella coverage, you can add additional liability protection for up to $5 million* over and above the liability limits on your homeowners, auto and watercraft policies.
Low annual cost. Isn’t it worth the few hundred dollars a year to protect yourself from a potential lawsuit, attorney fees or even garnishment of your wages?

*Note: Personal Umbrella limits vary by state.

So don’t wait any longer! Speak with an agent today to see how an umbrella policy can protect you through all paths of life.