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Homeowners Insurance
Our Policy ... Your Protection
 At American Commerce Insurance Company, we offer a comprehensive property insurance line, including additional coverage options that extend your basic homeowners protection to cover a wide range of circumstances not addressed by most standard policies.
In addition to auto, we offer a full portfolio of customer-focused products, including coverage for boats, homes, condominiums, mobile homes and rental properties.
A traditional homeowners policy consists of two basic coverages: Property Protection and Liability Protection. In addition to these basic coverages, an ACIC homeowners’ policy may provide various types of coverage including:
- Replacement Cost Coverage for the Contents of Your Home
If you were to lose everything – in a fire, for example – the difference between the replacement cost contents coverage and the actual cash value coverage of many standard policies could mean a staggering difference in the total benefits you’d receive.
This coverage allows you to help get your life back to normal
without incurring huge financial losses.
- HomeMaster Plus
Extend your basic homeowners protection with HomeMaster Plus. This policy feature is a “package discount” on popular endorsements that protect against a wide range of perils not covered by most standard policies. HomeMaster Plus may include increased liability limits, water and sewer backup coverage, replacement cost coverage on the contents of your home and other additional features which help to protect you, your family and your belongings.
Speak with an ACIC agent to receive more details on our homeowners insurance or to find out the discounts for which you may qualify. Get a free, no-obligation quote today!
NOTE: Coverages are subject to policy terms and conditions. Limits, exclusions and deductibles may apply. Coverages and discounts vary by state and may not be available in every state. |
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